SWISSCORPS FINANCE TERMS AND CONDITIONS
Last Updated: March 17, 2025
Registered Office: Churerstrasse, Switzerland
1. DEFINITIONS
Swisscorps Finance, a financial institution registered in Switzerland
• The individual, company, or organization entering into an agreement with us
• "Services": The financial services we provide, including private banking, wealth management, corporate finance advisory, investment fund management, cross-border payments, and retirement planning
• "Agreement": The binding contract between you and us, consisting of these Terms and Conditions plus any service-specific addendums
• "Regulatory Authorities": Including the Swiss Financial Market Supervisory Authority (FINMA), Federal Tax Administration, and other relevant national or international bodies
2. APPLICATION AND ACCEPTANCE
• These Terms and Conditions apply to all our Services, unless modified by a written service-specific agreement signed by both parties
• By opening an account, using our Services, or signing any agreement with us, you confirm you have read, understood, and accept these terms
• You warrant that all information provided to us is true, accurate, complete, and up-to-date
• We reserve the right to decline or terminate our relationship with any client at our discretion, subject to legal requirements
3. SERVICE PROVISION
General Provisions
• We will provide Services in accordance with Swiss law, regulatory requirements, and our internal policies
• Services will be tailored to your needs and risk profile as assessed during our onboarding process
• We may assign or delegate tasks to trusted third parties (as outlined in our Privacy Policy) but remain responsible for the delivery of Services
Specific Service Terms
• Private Banking & Wealth Management: We will manage your assets in line with your investment objectives and risk tolerance. Investment decisions are made in good faith but are not guaranteed to produce profits or avoid losses.
• Corporate Finance Advisory: We will provide advice based on information you provide and market conditions at the time. We are not liable for decisions you make based on our advisory services unless due to our gross negligence or willful misconduct.
• Investment Fund Management: Fund performance is subject to market risks. Past performance is not indicative of future results. We will provide regular reports on fund holdings and performance.
• Cross-Border Payments & FX: We will process payments promptly, but cannot be held liable for delays or issues caused by correspondent banks, regulatory requirements, or currency fluctuations.
• Retirement Planning: We will administer pension arrangements in line with Swiss pension laws and your chosen plan terms. Contributions and benefits are subject to regulatory limits and market conditions.
4. FEES AND CHARGES
• Our current fee schedule is available on our website and will be provided to you in writing before you commence using any Service
• Fees may include account maintenance charges, transaction fees, advisory fees, fund management fees, and currency conversion charges
• We reserve the right to adjust fees with 30 days' written notice to you
• All fees are payable in Swiss Francs (CHF) unless otherwise agreed in writing
• Unpaid fees may result in suspension or termination of Services, and we may charge interest on overdue amounts at the legal rate
5. YOUR OBLIGATIONS
• Provide accurate and complete information and notify us immediately of any changes to your personal or financial details
• Comply with all applicable laws, including tax obligations in Switzerland and your country of residence
• Maintain the security of your account access details (e.g., passwords, PINs, security tokens) and notify us immediately if you suspect unauthorized access
• Settle all fees, charges, and liabilities promptly
• Cooperate with our compliance checks, including providing documentation for AML/CTF and tax compliance purposes
6. CONFIDENTIALITY
• We will maintain the confidentiality of your information in accordance with our Privacy Policy and Swiss law
• We may disclose information as required by regulatory authorities, law enforcement, or to protect our legitimate interests (as outlined in our Privacy Policy)
• You agree to keep our proprietary information, including service terms, fee structures, and advisory methodologies, confidential
7. RISK DISCLOSURES
• Investment Risks: All investments carry risk, including the potential loss of principal. Market fluctuations, currency movements, and economic conditions can affect investment values.
• Operational Risks: While we maintain robust systems, service interruptions may occur due to technical issues, natural disasters, or other factors beyond our control.
• Regulatory Risks: Changes in laws or regulations may affect the availability or terms of our Services, or your obligations as a client.
• Cross-Border Risks: International services are subject to foreign laws, exchange controls, and political risks that may impact transactions or asset values.
8. LIABILITY AND INDEMNITY
• We will exercise reasonable care and skill in providing Services, but will not be liable for losses resulting from factors beyond our control, including market risks, regulatory changes, or your failure to meet your obligations
• Our total liability under any agreement with you will be limited to the total fees paid to us over the 12 months preceding the claim, or CHF 100,000 – whichever is higher
• You agree to indemnify and hold us harmless from any losses, claims, or costs arising from your breach of these terms, provision of false information, or non-compliance with laws
9. TERMINATION
• Either party may terminate the agreement by giving 30 days' written notice to the other party
• We may terminate immediately if you breach these terms, fail to meet financial obligations, or if we are required to do so by regulatory authorities
• Upon termination, we will:
◦ Settle all outstanding transactions and balances
◦ Transfer your assets or funds as instructed (subject to regulatory requirements)
◦ Charge any applicable termination fees
◦ Retain records as required by law
10. GOVERNING LAW AND DISPUTE RESOLUTION
• These Terms and Conditions are governed by and construed in accordance with Swiss law
• Any disputes arising from this agreement will first be resolved through good faith negotiation between you and us
• If unresolved, disputes will be submitted to the competent courts of Switzerland, or to arbitration in accordance with the rules of the Swiss Chambers' Arbitration Institution (SCAI) if mutually agreed
11. GENERAL PROVISIONS
• These terms constitute the entire agreement between you and us, superseding all prior discussions or agreements
• We may update these terms with 30 days' written notice; continued use of Services after notice constitutes acceptance of the updated terms
• If any provision is found to be unenforceable, the remaining provisions will continue in full force
• Notices to you may be sent by post, email, or through our online banking platform
For more information or to request a copy of our current fee schedule, please contact us at:
Email: swisscorpsfinance@gmail.com
Website: www.swisscorpsfinance.com
